Your Medicare Choices - made EASY

After you enroll

After you enroll in Original Medicare (Parts A and B), there are two ways to get additional coverage.

You can enroll in a Medicare Supplement Plan along with a Prescription Drug Plan, or you can enroll in a Medicare Advantage Plan which typically includes a Prescription Drug Plan.

Of course, deciding which plan is best for you will depend upon a number of key factors and that's where we can really help you with an in-depth personal needs analysis.

STep 1

Enroll in Original Medicare provided by the federal government

Part A: Helps pay for hospital stays and inpatient care.

Part B: Helps pay for doctor visits and outpatient care.

STep 2

We'll help you decide which coverage is best for you.

Option 1

Add one or both of the following to Original Medicare:

Medicare Supplement Insurance (Medigap)
Offered by private companies

Helps pay some of the out-of-pocket costs that come with Original Medicare

Medicare Part D Plan
Offered by private companies

Helps pay for prescription drugs

Option 2

Choose a Medicare Advantage plan:

Medicare Advantage Plan
Offered by private companies

PART C   

Combines part A (hospital insurance) and Part B (medical insurance) in one plan

PART D  

Usually includes perscription drug coverage

May offer additional benefits not provided by Original Medicare

testimonial

Client satisfaction is our #1 Priority

My husband and I met Richard and Lydia when I retired at one of their Medicare seminars. I needed clarification of the plans they discussed so we scheduled an in home visit. Richard was very professional and informative. Subsequently, after we enrolled in Medicare I have communicated with both he and Lydia regarding other questions. I find both of them to be personable, patient, willing to answer any questions we had and they always make sure that we understood the plan. I can call them anytime and I know that they will return my call (if not available) and they always make sure that answer(s) they give is satisfactory to us.

- Myrtle

I can’t say enough about Richard Zappasodi and the outstanding care and time he took with me when choosing the appropriate Medicare plans to fit my needs, both medically and financial. I contacted several agents when looking for a representative and fortunately, I picked Richard. I had no clue about Medicare or what any of this meant. He patiently explained everything in a way I understood and was there for me through the entire process. Based on his level of service I felt like I was his most important customer. No question was too small or technical need to minor. He ALWAYS got right back to me and was patient beyond belief. I know quality service and I assure you that is exactly what Richard Zappasodi will provide to you.

- Ellen

Richard A. and Lydia Zappasodi have been our health care specialists for the past eleven (11) years and we could not have a better team representing us. Whenever we have a question, an issue or in need of guidance they are extremely helpful. We have recommended this team to family, friends or whomever is in need of health insurance guidance with both Sue and I highly suggesting they speak to The ZAPPASODI TEAM!!!

- James K. and Susan T.

Dealing with any kind of insurance is always a stressful time. It takes special agents such as Lydia and Richard to make the process seem simple. I am always confident that whenever I request information from them I know it is credible. Lydia and Richard Z are real professionals and I highly recommend them.

- Tony

Ms. Lydia Zappasodi is extremely knowledgeable with a delightful personality. She explains intricacies per my health coverage in an understandable and caring way. My wife and I always look forward to her annual home visits. Moreover, in my 32 years of professional work, she ranks at the zenith for both her acumen and personal touch with her clients.

- Richard

We had just become of age for medicare and were fortunate to find Lydia Zappasodi. Lydia came to our home and explained the options for medicare coverage and supplemental plans. In one appointment, she called Social Security for our medicare enrollment and United Healthcare for the Supplemental Plan F. We have retained our same coverage for a number of years and have been very satisfied. I have a younger brother who was also trying to determine his medicare options and Lydia was able to put him in touch with one of her counterparts in another state.

We have had occasion to call Lydia once or twice over the years with a question about our coverage and she has been very responsive. We strongly recommend Lydia.

- John

I have been so fortunate to have Lydia patiently explain Medicare and United Health Care to me. She made the transition to retirement painless. Thanks for all of your help Lydia.

- Kenyan

My husband and I were fortunate enough to work with both Richard and Lydia to help us through the process of registering for Medicare and choosing supplemental plans. They were patient and thorough and helped us select plans that were the best choice for both of us. What really impressed us was that we called them several times with questions after we were enrolled, and they always responded in a timely manner. It was such a great experience that I referred my best friend to them. They are so well versed and knowledgeable about this daunting process.

- Randy and Nancy C.

Contact us here!
We can discuss your unique personal needs.

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